Ron Bedell - President and CEO
(858) 618-1440 ext. 117
ron@phfinancial.com
Ron is a 1971 graduate of Ohio State University. Shortly after graduating he served seven years as a U.S. Naval Officer during the Vietnam War. This was later followed by a highly successful thirteen year career as a commercial real estate broker. In 1989 Ron founded Pacific Horizon Financial and currently stands as President & CEO. He is also serves as a Director of California Mortgage Association and is on the Board of Directors for Seacoast Commerce Bank.
Tracy Hatfield - Senior Vice President
(858) 618-1440 ext. 103
tracy@phfinancial.com
Tracy earned a BA in Psychology with an emphasis in Business Administration from UCLA in 1992. She later continued her education and obtained an MBA from the University of San Diego. She joined Pacific Horizon Financial in 1997 and is a licensed California Real Estate Broker, qualified underwriter and supervises document preparation, collections, and funds control. Tracy has been instrumental in the growth and management of Pacific Horizon Mortgage Investors I, LLC (“The Fund”).

Orawicha Suraniwongse - Chief Financial Officer
(858) 618-1440 ext. 107
onn@phfinancial.com
"Onn" received her BS in Accounting from the prestigious Chulalongkorn University in Thailand in 1988. Ten years later, and after having worked for various high profile Thai CPA firms, she came to the US and earned an MBA in Finance from San Diego State University. She now oversees all accounting and trust fund compliance for Pacific Horizon where she has worked since 1999.

Lena Storck - Loan Servicing Manager
(858) 618-1440 ext. 108
lena@phfinancial.com
A Swedish native, Lena moved to the US in 1998. She originally attended Mesa Community College in San Diego and later transferred to San Diego State University in 2001, where she graduated in 2003 with a BS in Business Administration with an emphasis on finance. She administers construction fund control and collection functions for Pacific Horizon Mortgage Investors I, LLC. Lena and her husband are enjoying being parents to their daughter, Charlotte.

J.P. Snodgrass - Mentor at Large
(858) 618-1440 ext. 104
jp@phfinancial.com
J.P. is a retired PacBell executive who has associated with Pacific Horizon since 1982 and he has more than forty years of experience investing in trust deeds.
Over the years, JP has acted as an appraiser, investor, consultant, private financing source, project manager and friend. In addition to these important roles, JP has also been our vacation coordinator, party planner and above all, he’s been our voice of reason.

Paul Cortez – Managing Director
(858) 618-1440 ext. 111
paul@phfinancial.com
Paul is responsible for loan origination, loan underwriting, aggregation of capital and investor relations. His two decade real estate career spans private money lending, real estate finance, accounting and development accounting. He provides the company with valuable experience for underwriting, portfolio management and guidance. Paul is a licensed California Real Estate Broker and earned a Bachelor of Science degree in Finance from San Diego State University.