Mortgage lending has long been a potentially lucrative and rewarding investment vehicle.  In recent years, pressure from consumer groups combined with restrictive legislation has resulted in making it much more difficult and, in some cases, no longer prudent to make high yield loans to owner-occupants.

With the residential market effectively eliminated, the savvy investor’s best option has become first mortgage commercial loans.  Unfortunately, the capital requirements for a commercial project are substantially greater than for a home.  The minimum loan size quickly becomes out-of-reach and far too risky for the individual single investor.

Pacific Horizon Financial has solved that dilemma by creating Pacific Mortgage Investors I, LLC.  The result is a professionally managed collection of first mortgages that allow individual investors to benefit from strength in numbers and dollars.  The result is a degree of safety unmatched in the commercial mortgage industry.  Bottom Line:  Our fund allows for maximum yield returns while enjoying minimum and well calculated risk factors.   

Pacific Horizon Strives to provide a sound, conservative investment strategy that typically outperforms mutual funds, money markets, and CD’s.

We are proud to have provided our investors a 2004 net yield of 11.4%.  Contact us today and allow us the privilege to provide you the same opportunities.

Chart below diagrams the yield return for a $10,000 investment
 at the inception of the fund in 2003.  As you will note, by reinvesting
dividend returns, the amount has grown to nearly $13,000
over just a 28 month period.  You will also notice that Pacific Horizon
pays yields at nearly a parallel rate as company growth.