Pacific Horizon Financial, Inc has offered attractive loan opportunities to qualified investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that strictly follows the business model of investing in conservative first mortgages on commercial property.
“Home of the Safety Firsts” is more than a motto to Pacific Horizon; it is a promise to provide our investors with the highest yield we can safely obtain. Too many investors think that mortgages are like T-Bills and that a 12% loan is better than a 9% loan. Of course, that’s only true if the higher yield is actually achieved. What really counts is the long term performance of an Investor’s portfolio. In 2003 Pacific Horizon structured its first Mortgage Fund with its compensation based partially on performance. In 2010, Pacific Horizon is establishing a new Fund based solely on performance! To truly put itself on the same side of the table as its Investors, PHF does not take its compensation up front like most brokers; it puts its fees into the pot and gets paid a percentage of the yield alongside its Investors. If a loan does not perform, PHF does not get paid! This mechanism aligns Pacific Horizon with its Investors and dictates that no loan gets made that can’t be collected!
16875 W. Bernardo Drive, Suite 290
San Diego, CA 92127
Phone: 858.618.1440
Fax: 858.618.5935
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